Do I Have to Give the Insurance Company My Social Security Number?

Question

The practical answer is yes. The legal answer is the circumstances determine if you lot take to provide your social security number to the insurance company.

First allow's talk nearly why the insurance adjuster is asking for your social security number. The primary legal reason that the insurance company is request for your social security number is to verify if y'all are enrolled in Medicare Role A or Part B (or have ever previously received Medicare Office A or Role B). Why is it so important for the insurance visitor to know if you receive Medicare Part A or Part B? The answer is thatif you take Medicare and if Medicare paid your medical bills then the insurance company can be held liable past the United states government for repayment of whatever amounts Medicare paid out on your behalf.  As a result, the insurance company has a right to know whether yous are a medicare recipient. The easiest (and most accurate) manner for the insurance company to make up one's mind if you are a medicare recipient is to get your social security number and call CMS (the Center for Medicare & Medicaid Services) and run your social security number to encounter if you receive medicare.

In addition to that reason, the insurance adjuster as well wants your social security number and so that some background information can be found on y'all. The insurance adjuster can run your name, date of birth and social security number through a software system called ISO Claim Search and find all of the prior insurance claims you take made. The adjuster can also run a criminal search to encounter any prior traffic violations, misdemeanor crimes or felony crimes.

Equally to whether you can refuse to provide your social security number to the insurance adjuster. If you are not, and accept never been, a Medicare Part A or Part B recipient, so yous can try completing this Medicare Form at http://www.cms.gov/Medicare/Coordination-of-Benefits/MandatoryInsRep/downloads/RevisedHICNSSNForm081809.pdf. If you plough that into the insurance adjuster, some insurance companies will have that in lieu of receiving your social security number.

All the same, some insurance companies take a company policy that they volition not issue whatsoever settlement checks without receiving a social security number. In fact, some of these insurance companies take prepare up their software to refuse to print a cheque without a social security number (or Tax ID) included for the payee (yous) of the cheque. In that circumstance, you accept to decide if you want to spend the adjacent year of your life fighting the insurance visitor, and trying to convince the department of insurance and a Gauge that the insurance company is wrongfully withholding your settlement gain.

If you have any questions about your case or what information you are required to provide to the insurance company, please feel gratuitous to attain out to us through the red contact box on this page, past giving us a call at (888) 820-5885 or past sending us an e-mail to info@kregerthacker.com.